Any retirement community in its truest sense has two components – Senior Living and Senior Care.

My equation is:

Retirement Community = Senior (Living + Care).

The “living” component consists of the dwelling itself, and amenities like basic medical facility and activity centre and then services like housekeeping, catering etc.

The “Care” component consists of Assisted, Memory, Palliative and Nursing Care.

In India, are we getting what constitutes Retirement Communities? The answer is “No”.

Retirement Communities are very still nascent in India. Assisted, Memory or Palliative Care is yet to find their due place as part of Senior Care. The current retirement communities segment available in India do not offer a complete solution to senior citizens in terms of guaranteed care that such residents expect and deserve. Moreover, the available retirement communities are becoming elitist and, do not cater to all segments of the senior citizens in our society.

Investment cost for a dwelling in a retirement community is increasing and, so is the recurring monthly expenditure. This has led to a need for larger savings for post-retirement without diluting the standard of living that one is accustomed to.

Expectations of seniors are high and, more than the seniors, it is their children whose expectations one needs to meet.

Quality Lifestyle and Care is the Mantra.

Do you agree?

To join me in dialogue follow me on www.retirementgyaan.org


  1. Hi Sri, KARTHI here.you are doing a yeoman service for elders.keep it up. My take after many visits abroad is , the cross-cultural connotations have to be accepted , analysed and embedded in our solutions. Here in USA , many seniors stay independent of their families , but not in a seniors community. Where required , well trained, eldercare full time/part time support that is empathetic yet not overbearing and reliable and nonexploiting is available. Extrapolating this to India,where there is still a stigma remains about sending elders to a home (sic), yet the elders with no choice but to stay with their children ,but left to fend for themselves mostly due to working families , have untold miseries! So, even though some help comes from orphanages etc ,the basic requirements and training is badly lacking. Can we take this further? Share if you are already into it .I would be interested and be involved in making it happen.


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